Call Us: (650) 326-6440

Consumer Law

Consumer Law Program

CLSEPA helps people with a wide range of legal problems, including consumer fraud, insurance disputes, car financing, contracts, and credit reporting disputes.

Volunteer attorneys and trained law school students assist with these consumer workshops. Volunteers will conduct the interviews, write legal memoranda, provide advice, and advocate as appropriate in each case. Clients with more intractable legal problems are referred to pro bono attorneys from local firms who provide their services free of charge.

In addition, CLSEPA offers free bankruptcy and debtor’s rights advice clinics on the second and fourth Tuesday of each month from 5:00 pm to 7:00 pm. Attendees learn about about filing for bankruptcy, dischargeable debt, non-dischargeable debt, exemptions, secured creditors, and debtor’s rights. Space is limited; interested attendees should call CLSEPA at (650) 326-6440 to reserve a space.


Since 2011, CLSEPA has collaborated with Nuestra Casa and numerous other community partners to advocate for consumer protections against payday lending, to educate consumers on the dangers of payday lending, and to get the word out about alternatives to predatory payday loans. Through our work and the work of our partners, the Cities of East Palo Alto, Menlo Park, San Mateo, South San Francisco and Daly City, as well as the County of San Mateo now have strong consumer protections against payday lending.

“U-PAY-US: The Payday Lending Show” – where the dangers and high costs of payday loans are exposed.

Learn about the alternatives. EnglishSpanish.



The Consumer Financial Protection Bureau is considering tough new rules to curb payday lending nationwide. These rules would reduce the harms caused by the payday loan debt trap. The Consumer Financial Protection Bureau will allow the public to comment on these rules before they are finalized. Stay tuned for more information!

Check out the latest News Here: “Dems demand ‘strongest rules possible’ for payday lenders.”

You or your organization can get involved in this historic campaign with three easy steps:

  1. Join and follow the #StopTheDebtTrap social media campaign.
  2. If you’ve experienced the dangers and high costs of payday loans or auto title loans, Tell Your Story at the Consumer Financial Protection Bureau website.
  3. Once the Consumer Financial Protection Bureau’s draft rules are made public, visit our website for more information on how to submit a public comment.

For more information about how to get out of payday debt or how to share your story, please call Keith Ogden at 650-391-0346.